PRE-IPO (Initial Public Offering) investment funds refer to private equity funds that invest in companies preparing to go public. These funds typically invest in the private stages leading up to the IPO, aiming to achieve high returns by selling equity when the company goes public. The characteristics of PRE-IPO investment funds include their focus on companies about to go public, a relatively longer investment horizon, and the potential for higher returns.

Securities investment funds refer to funds that invest in financial instruments such as stocks, bonds, futures, and options. The characteristic of these funds lies in diversified asset allocation to spread risks, buying and selling based on market conditions, and aiming for long-term capital appreciation. The returns of securities investment funds are closely tied to market fluctuations.

Fixed-income funds refer to funds whose primary investments are in fixed-income instruments, such as bond funds and money market funds. These funds typically invest in fixed-rate bonds and bond derivatives, providing relatively stable returns. They are suitable for investors with a lower risk appetite.

Multicurrency money market funds refer to funds that invest in multiple currencies. The characteristic of these funds is to pursue relatively stable and higher returns through currency exchange and investments in different currencies. Multicurrency money market funds offer opportunities for investment diversification, and returns can vary based on the interest rates of different currencies.